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Savings & Certificates

Dividends Declared Third Quarter 2025

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Rates may change quarterly.

Savings Rates
Account Type Annual Percentage Yield (APY) Dividend Rate
Regular Shares 2.53% 2.50%
Share Draft Accounts 1.26% 1.25%
Club Accounts 2.02% 2.00%

Rates subject to change without notice. While it is our intent to provide the most current rates and terms on this page, the Credit Union is not responsible for typographical errors, untimely updates or failure to email requested rate changes.

APY Effective as of 6/18/25

Certificate Rates
Term APY Dividend Rate Minimum Deposit Compounded
3 Month 2.80% 2.76% $500 Daily
6 Month 4.25% 4.16% $500 Daily
12 Month 3.75% 3.68% $500 Daily
18 Month 3.25% 3.20% $500 Daily
36 Month 3.00% 2.96% $500 Daily
Individual Retirement Accounts
Term APY Dividend Rate Minimum Deposit Compounded
IRA Savings* 2.53% 2.50% N/A Daily
18 Month IRA 3.30% 3.25% $500 Daily
36 Month IRA 3.05% 3.00% $500 Daily

APY=Annual Percentage Yield

*IRA Savings dividends declared quarterly.

Penalties for early withdrawal
Penalties are computed on the entire certificate amount 
Certificates with a maturity of one year or less; 31 days dividend
Certificates with a maturity of more than one year; 91 days dividend
IRA Certificates; 180 days dividend

Rates subject to change without notice. While it is our intent to provide the most current rates and terms on this page, the Credit Union is not responsible for typographical errors, untimely updates or failure to email requested rate changes.