Our checking accounts, also known as share draft accounts, are free. No hidden fees. No minimum balance requirements. Plus, our checking accounts feature a number of additional perks:

• No monthly service charge.
• No per check charge.
• Every balance, no matter how small, earns quarterly dividends. Check out last quarter’s dividend.
• Automatic overdraft protection.
• Direct deposit available.
• No charge on pre-authorized automatic drafts.
• No-fee ATM services for three transactions per month.
• No-surcharge ATM service using the CO-OP surcharge-free ATM networks.
• Free point-of-sale transactions using VISA Debit Card.
• Low service fees. See the Fee Schedule for full details.
   

Enrollment

To apply, download and complete the application form and return to any of our offices. 

Share Draft Application