Our checking accounts, also known as share draft accounts, are free. No hidden fees. No minimum balance requirements. Plus, our checking accounts feature a number of additional perks:

  • No monthly service charge.
  • No per check charge.
  • Every balance, no matter how small, earns quarterly dividends. Check out last quarter’s dividend.
  • Automatic overdraft protection.
  • Direct deposit available.
  • No charge on pre-authorized automatic drafts.
  • No-fee ATM services for three transactions per month.
  • No-surcharge ATM service using the CO-OP and Accel surcharge-free ATM networks.
  • Free point-of-sale transactions using VISA Debit Card.
  • Low service fees.

Deluxe Checks

CSE offers a variety of affordable and stylish checks through our check vendor Deluxe.  For an overview of the designs, click here.  Prices vary depending on the style you order. 

After your initial order is placed through CSE, you can quickly, conveniently and safely place an exact reorder of your personal checks online through Deluxe.  You will need CSE’s routing number (211977197) and your account number (check the bottom of your check and use all 12 digits).  Standard delivery takes approximately 7-10 business days.  If you need your checks in less time, Deluxe offers express delivery options. 

Checks may also be reordered by sending in the check reorder form found in your checkbook. You can also complete and return a Check Reorder Form.  Checks cannot be reordered by phone. 

If your address has changed since your last check order, you will need to update your address with CSE Credit Union. 

Check prices are subject to change with or without notice.  For an up-to-date list of prices or for more information, call any of our offices.


To open a share draft account, print and complete a share draft application and return to any of our office locations.