The Connecticut State Employees Credit Union is a cooperative thrift and loan association, owned and managed by its members for their mutual benefit. We are a full-service, state- chartered financial institution with seven locations across Connecticut. CSE Credit Union provides excellent rates on savings while also offering a full line of competitively priced loan products. As a member, you can transact on your account by visiting or calling any one of our locations, using your CSE Credit Union ATM card or calling our Automated Telephone Teller Toll-Free service twenty-four hours a day. CSE Credit Union is committed to providing its members with a secure place to save while providing superior returns and low account fees.

Connecticut State Employees Credit Union was established in 1946 as a not-for-profit financial institution for State of Connecticut Employees. As a member owned cooperative, the CSE Credit Union has served as a great place to save, borrow and transact business for more than half a century.

From humble beginnings in the State Office Building on Capitol Avenue in Hartford, the Credit Union has grown into a large financial institution with multiple locations across Connecticut.  In the early 1980’s, the Credit Union expanded its field of membership to include all State employees as well as members of their family, organizations composed of State employees and retired State employees. The Credit Union is currently one of the largest 100 credit unions in the nation.

Operation of the Credit Union is overseen by a seven-member board of directors. Directors are democratically elected annually to serve two-year terms. The Board of Directors-appointed supervisory committee is charged with providing for an annual audit and ensuring proper internal controls exist.

Dividends on Regular Shares, Checking Accounts and Club accounts are declared and paid quarterly. Dividends have been paid every quarter since inception. The CSE Credit Union is regarded as one of the best run and successful credit unions around.

Board of Directors

  • Dean Skevas, President
  • Robert Hilliard, Vice-President
  • John Frenett, Treasurer
  • Patricia Wilson, Secretary
  • George Dombroski, Director
  • Kenneth Post, Director
  • Stacey Franklin, Director

Supervisory Committee

  • George Dombroski, Chairman
  • John Magnesi, Member
  • Michael Starkowski, Member
  • Joyce Santoro, Member
  • Gregory Slupecki, Member

Nominating Procedures

The board of directors shall consist of 7 members, all of whom shall be members of this credit union in good standing.

It shall be the duty of the nominating committee to nominate at least 1 member for each vacancy for which elections are being held at the annual meeting.

Nominations for vacancies may also be made by petition on forms provided by the nominating committee and signed by at least 75 members. Such nominations shall be accompanied by a certificate from the nominee or nominees stating that they are agreeable to nomination and will serve if elected to office; such nominations must be filed with the secretary of the credit union at least 15 days prior to the annual meeting scheduled for January 18, 2019.

REPORT OF THE NOMINATING COMMITTEE (2018)
NOVEMBER 20, 2018

In accordance with its duties, the Nominating Committee contacted the following individuals, who have expressed their willingness to serve as members of the Board of Directors of the CONNECTICUT STATE EMPLOYEES CREDIT UNION, INC:

GEORGE DOMBROSKI
CONSTANTINOS SKEVAS
KENNETH POST

These members are eminently qualified – therefore the committee places their names in nomination for a two-year term as members of the Board of Directors of the Connecticut State Employees Credit Union, Inc. Election of Board Members will take place at the Annual Meeting to be held on January 18, 2019.


Respectfully submitted,


__________________________   
Stacey S. Franklin, Chair


__________________________
Robert Hilliard


__________________________
Patricia Wilson


Candidates for Election

George Dombroski
Mr. Dombroski was a 30-year employee of the State of Connecticut – Judicial Branch, formerly employed as Deputy Director. He has served as a Director of the credit union for the past 22 years and a member of the Supervisory Committee for the past 29 years which he currently chairs. Mr. Dombroski also served on the Personnel Committee. He holds a Bachelors of Science Degree in Business Administration.

Dean Skevas
Mr. Skevas is a retired 34-year employee of the State of Connecticut. He was formerly employed as Director of Budget and Planning – Judicial Branch. He has served as a Director of the credit union for the past 12 years and served on the Supervisory Committee and the Investment Committee. Mr. Skevas has served as the President of the credit union since 2017 and previously served from 2013-2015. He holds a Bachelors of Art Degree from Macalester College and a Masters of Art Degree from Trinity College.

Kenneth Post
Mr. Post is a 34-year employee of the State of Connecticut-Auditors of Public Accounts.  He has served as a member of the Board of Directors for the past two years and previously served as a member of the Supervisory Committee for nine years.  He holds a Bachelors of Science Degree from the University of Connecticut and Masters of Business Administration Degree from the University of Hartford.


Financial Statements

CSE Credit Union Privacy Notice

CSE Credit Union is owned by its members and run by a board of directors you elect. You can be confident that your financial privacy is a top priority of this credit union. We are required by law to give you this privacy notice to explain how we collect, use and safeguard your personal financial information.

We are committed to providing you with competitive products and services to meet your financial needs, which necessitates that we share information about you to complete your transactions and to provide you with certain financial opportunities. In order to do so, we have entered into agreements with other companies that provide either services to us or additional products for you to consider.

Under these arrangements, we may disclose all the information we collect, as described below, to companies that perform marketing or other services on our behalf or to other financial institutions with whom we have joint marketing agreements. These companies agree to maintain confidentiality protections and limit the use of information we provide. We do not permit these companies to sell to other third parties the information we provide to them.

Information We Collect And Disclose About You
We collect and may disclose to other financial institutions with whom we have joint marketing agreements nonpublic personal information we collect about you from the following sources:

  • Information we receive from you on membership and loan applications and other forms;
  • Information about your transactions with us or others;
  • Information we receive from a consumer reporting agency;
  • Information obtained when verifying the information you provide on an application or other forms, such as from your current or past employers or from other institutions where you conduct financial transactions.

We may also disclose information we collect about you under other circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of our credit union, follow your instructions as you authorize, or protect the security of our financial records.

If you terminate your membership with CSE Credit Union, we will not share information we have collected about you, except as permitted or required by law.

How We Protect Your Information
We restrict access to nonpublic personal information about you to those employees who have a specific business purpose in utilizing your data. Our employees are trained in the importance of maintaining confidentiality and member privacy. We maintain physical, electronic, and procedural safeguards that comply with federal regulations and leading industry practices to safeguard your nonpublic personal information.

Information Collected and Stored From Web Site
For site security purposes and to ensure that this service remains available to all users, we employ software programs to monitor network traffic to identify unauthorized attempts to upload or change information, or otherwise cause damage.

Some information is collected for statistical purposes. Computer software programs are used to create summary statistics, which are used for such purposes as assessing what information is of most and least interest, determining technical design specifications, and identifying system performance or problem areas. No personal information, such as your name or address, is collected or used for this analysis. We collect no information, which would identify you personally.

We automatically collect, and store, only the following information about your visit:

  • The Internet domain (for example, "xyzcompany.com" if you use a private Internet access account, or "yourschool.edu" if you connect from a university's domain) and IP address (an IP address is a number that is automatically assigned to your computer whenever you are surfing the Web) from which you access our web site.
  • The date and time you access our site.
  • The pages you visit and the result of the request, such as a query.
  • Other status codes and values resulting from the Web server responding to the request received: HTTP status code, Windows NT code, number of bytes sent, number of bytes received, duration (in seconds) to fulfill the request, server port number addressed, and protocol version.