Beginning in 2016, CSE will begin replacing members’ VISA cards with new VISA cards featuring chip technology. These cards, known as chip cards, contain an embedded chip that uses encryption technology to protect your account information and reduce the risk of fraud when making purchases at chip-enabled terminals. Chip technology is becoming the security standard in the U.S., and you’ll be seeing an increasing number of merchants accepting chip cards nationwide.
Do not worry if you do not receive your new chip card right away. Your current VISA card is valid and, as always, you are not responsible for fraudulent purchases on your VISA card. Just check your statements regularly and immediately report any fraudulent activity.
You do not need to do anything at this time. There is no additional fee for the new card, and your account terms and conditions will remain the same. More details will be forthcoming in our winter newsletter and on this website.
A fee of $3.00 is being charged to non-members for each CSE share draft that is cashed at any of our offices. This fee is the result of increased operating expenses associated with cashing checks for non-members.
We apologize for any inconvenience.
Whether you're looking to lower your monthly payment or take out some cash, you will get a great deal when you refinance your mortgage with CSE Credit Union. There are no application fees, no points, no closing costs, and no attorney fees.
7 Years - 2.60% APR*
10 Years - 2.99% APR
15 Years - 3.10% APR
20 Years - 3.70% APR
To apply, fill out an application form and return to any of our offices. Click here for more information about our home loan program.