CAR LOANS
Finance the purchase of a New Car as low as 2.49 % APR or Used Car as low as 2.99% APR. Choose a term that’s right for you. Up to 6 years on a new car and 5 years on a used car.
Finance up to 100% cost of the vehicle including Tax, Title, Warranty and Conveyance Fee.
Sign up for direct payment from your State pay for worry free bi-weekly payments.
Print a Loan Application and mail or deliver it to any branch location before you shop. Receive your pre-approval and then negotiate your best price.
Cannot be applied toward existing loans. Cannot be combined with any other offer. Used cars: Up to six model years old and total financing cannot exceed book value.
CAR REBATES VS.
LOW INTEREST RATE FINANCING
Do you take the $2,000 rebate or the 0% dealer financing?
Have you ever seen those new car financing offers that give you a choice between a cash rebate or low interest financing? And, have you ever wondered whether you would be better off financing at the lower rate or taking the rebate and getting financing elsewhere?
For instance, CSE Credit Union currently offers a three year new car loan with a 0% down payment at a rate of 4.50% APR. With the CSE loan, you would save $724 over the life of the loan when you purchase a $20,000 car with a $2,000 rebate, instead of dealer financing at 0% APR with no rebate.
First Mortgage Refinance Loans
Home Equity Loans
90% Home Equity Loans
New Car Loans
Used Car Loans
Personal Loans
Share Secured Loans
Vacation / Holiday Loans
Visa Credit Card
Telephone Teller
Manage Your Credit Union Accounts By Phone!
We are never farther than a phone call away with CSE Credit Union’s Telephone Teller service. Telephone Teller gives you access to your accounts 24 hours a day, 7 days a week. Get access to your accounts from home, work or mobile.
This free service provides you with instant access to share and share draft balances, lets you transfer funds from one account to another, verify cleared share drafts, make loan payments and even send withdrawal checks to your home!
Telephone Teller is easy to use. Simply login using your account number and individual access code, listen to the automated prompt and follow the menu selections.
To reach the Telephone Teller dial 860.249.0197 or 1.800.458.1319 (outside of the Hartford calling area).
Avoid the lines and hassles of making a trip to the credit union. Manage your accounts when the credit union is closed. Apply today for CSE Credit Union Telephone Teller service.
Download and print a Telephone Teller User's Guide or Application.
Check Cashing
ATM Card
Visa Credit Card
Direct Deposit
Payroll Deduction
Money Orders
Teller Checks
Legal Services Plan
Wire Transfers
Life Savings Insurance – Up to $2,000 of free coverage, Automatically
Loan Protection Insurance – Up to $10,000 of free coverage, Automatically
Accidental Death and Dismemberment Insurance
Long Term Care Insurance
Credit Disability Insurance
Regular Savings
Share Draft (Checking) Account
Christmas, Vacation, Special Purpose Club Accounts
Certificates of Deposits
IRA
Roth IRA
Coverdell Education Savings Accounts - Education IRA
Shares insured up to $250,000 by the NCUA
CSE Credit Union has added an advanced fraud detection system for your Visa credit card. The name of this fraud detection system is Falcon. Falcon works by constantly monitoring your regular spending patterns. To prevent fraud, purchases that fall outside of these patterns are reviewed and sometimes verified with you. As your purchasing patterns change over time, Falcon recognizes these changes and adapts to your new patterns.
Falcon Might Be Calling You
If suspicious charges or transactions outside of your normal spending pattern appear on your card, Falcon will contact you by phone on behalf of CSE Credit Union to verify the charges. To verify your identity, you may be asked to provide personal information such as address, birth date or the last four digits of your social security number. You will NEVER be asked to provide your full social security number, Visa card number, account number, PIN, or 3-digit security code found on the back of the card.
If Falcon is unable to reach you directly, they will leave a message identifying themselves as Visa Falcon Fraud Prevention Service calling to verify a purchase made with your CSE Visa card. To ensure this call is legitimate, Falcon will always provide 1-800-890-5097 as the toll-free call back number. When you call back you will reach an automated system that will prompt you to verify the purchase in question.
Traveling Outside the United States of America?
If you plan to travel and want to avoid reviews of your transactions by the Falcon system, please notify the credit union. We will add that information to the monitoring during the period you are away.
CSE is pleased to introduce PayCard – a new product now available to all CSE members. The PayCard is a prepaid MasterCard debit card. You transfer money onto the PayCard and can then use the card wherever MasterCard is accepted. The card is reloadable; you can deposit money onto it over and over again. It is also safer than using traditional debit cards because it is not linked to your entire share or share draft account.
The PayCard is a great resource for parents of college students. Your college student has the privilege of carrying a card, which offers a sense of financial independence. You retain control of the finances because you determine the amount to load onto the card and can then monitor the spending habits via the internet.
There are a number of additional ways that PayCard may be of value to you. Use it for travel in place of traveler’s checks. Use it for internet shopping when you want to make purchases without using Credit or putting other funds at risk. Or simply use it to segregate money from other household funds.
For more information or to enroll in the PayCard program, please visit or call any of our branches. To download and print a PayCard application Click Here. Need to add funds to your existing PayCard? Click Here. Mail or deliver application to any of our offices. Need your card balance or statement? Find it here.
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