Prepaid VISA Debit Card

Our Everyday Spend Card offered by CUMONEY gives you a way to safeguard your finances while enjoying the convenience of a debit card. The CUMONEY Card is a prepaid VISA debit card that can be loaded and re-loaded at any time. Because the card is prepaid, your checking and savings accounts are not linked to it. If the card is lost or stolen, your accounts are not in jeopardy.  
The CU MONEY Card is a perfect option for college students, travelers, and budget conscious spenders. 

Benefits of a CUMONEY Card

  • Security - CUMONEY is a VISA card, which means it comes standard with VISA's Zero Liability Protection for added security. Furthermore, your accounts are secure in the event of a breach because the card is not tied to any of your accounts.
  • Budgeting Tool - Spending is limited to the amount you load on your card. An internet management tool lets you track your spending. You'll always know how much you've spent and how much money is left on the card. 
  • Flexible - The CUMONEY Card can be used anywhere VISA debit cards are accepted, including online and at ATMs.
  • Simplicity - It's easy to reload your card as many times as you want. Go to www.cumoney.com to load and reload money onto your debit card from your credit union account. Or visit any VISA ReadyLink Location (such as Walgreens, WalMart, and CVS) to fund the card in person.

To apply for a CUMONEY Card, complete an application form and return to any of our office locations. To contact CUMONEY with questions, call 1-877-850-9650.

ATM Card

Use your ATM card to access your accounts 24 hours a day, 7 days a week. Withdraw funds, make transfers, check balances and enjoy the following benefits:

  • No-fee ATM services for the first three transactions per month
  • No-surcharge ATM services using the SUM network
  • Free point-of-sale transactions using your ATM card up to $300 per day

VISA Credit Card

There are many credit cards in the marketplace. But very few stack up to the simplicity, convenience, and affordability of CSE’s VISA credit card. Check out the benefits of our VISA card

Money Orders and Teller Checks

Money orders and teller checks are two ways for you to withdraw funds from your account. Merchants often prefer to receive payment by money order or teller check because they are backed by the credit union, unlike a personal check which is backed by the person writing the check. 

CSE members are eligible for one free money order OR one free teller check per day.

Money Orders

  • Maximum dollar amount of $999.00 for each money order
  • Each money order costs $1.50, unless it is your free money order/teller check for the day (see above)

Teller Checks

  • No maximum dollar amount for teller checks
  • Need to specify to whom the check is being issued at the time of the purchase
  • Each teller check costs $3.00, unless it is your free money order/teller check for the day (see above)

Direct Deposit & Payroll Deduction

CSE offers members direct deposit. This is the safest, quickest and most convenient way to have your paycheck deposited to your checking or share account. Save time and avoid lines at your local branch by signing up for direct deposit.

In addition to direct deposit, payroll deduction is available to current and retired Connecticut State employees. Payroll deduction allows you to have a portion of your paycheck allocated to different CSE accounts such as checking, club accounts, IRAs and loans.

Connecticut State Employees

State employees sign up for direct deposit through their Payroll Clerk. For payroll deduction, state employees can contact CSE for sign-up information.

Retired State Employees

State retirees sign up for direct deposit through the Retirement Division. For payroll deduction, retirees can contact CSE for sign-up information.

Private Companies

Employees of private companies can contact their employer’s payroll or human resources department to initiate direct deposit. Payroll deduction, as defined above, is not available to employees of private companies.

CSE Credit Union Transit and Routing Number (ABA)

CSE’s Transit and Routing Number can be used to set up Direct Deposit and Electronic Transfer of any funds to your CSE account. CSE’s routing number is 211977197. You can find this number at the bottom of your CSE check. You will see three groups of numbers. The first group is your routing number, the second is your account number and the third is your check number.

Wire Transfer

CSE Credit Union provides incoming and outgoing wire transfer services to its members. We do not provide services for international wires.

Outgoing Wire

The fee for each outgoing wire is $10.00. When you call us to initiate a wire transfer, you will need to provide the following information:

  • Your Name
  • Your Account Number
  • Your Address
  • Your Contact Telephone Number
  • Amount of Wire
  • Name of Receiving Financial Institution
  • Address of Receiving Financial Institution
  • Routing and Transit # (ABA#) of Receiving Financial Institution
  • Name of Person Receiving Funds
  • Address of Person Receiving Funds
  • Account # and Account Type of Person Receiving Funds

Incoming Wire

The fee for each incoming wire is $5.00. When you call the financial institution that will be initiating the wire to your credit union account, you must provide them with the following information:

Wire to:
Alloya Corporate Federal Credit Union
184 Shuman Blvd Suite 400
Naperville, IL 60563
ABA # 271-987-635

First Credit To:
Connecticut State Employees Credit Union, Inc.
Account Number: 211-977-197

Final Credit To:
Your Name, Account # and Account Type at CSE

Telephone Teller

With our Telephone Teller, a 24-hour audio response system, you can make financial transactions or get information on your CSECU accounts from home, work or from wherever you are with any touch-tone phone. You can:

  • Check your balances and history
  • Make a loan payment
  • Make a transfer from one of your other accounts
  • Find out which checks have cleared
  • Request a check from your account
  • Get current rates
  • Place a stop payment on a check

Shared Branching

You’re not near a CSE branch to conduct your financial business? Not a problem! CSE members benefit from the CO-OP Shared Branch Network of over 5,000 credit union locations (36 in Connecticut). When you visit a Shared Branch, you can complete a variety of transactions as if you were in your own CSE branch including:

  • Deposits
  • Withdrawals
  • Loan Payments
  • Print Statements
  • Money Orders

With thousands of locations to conduct financial transactions where you live, work or travel, CSE is ready to serve you in more places than ever. Just look for the CO-OP shared branch logo!

Legal Services Plan

As a CSE Credit Union member, you are eligible to obtain professional legal services at a discounted rate through Legal Service Plans, Inc. The membership fee with Legal Service Plans is $99 per year with automatic deduction from your share account.

Membership provides you with:

  1. Free legal advice and consultation over the phone
  2. Free simple will
  3. Free legal letters and phone calls
  4. Free simple document and review

If you have questions or want to join, call Legal Services Plan, Inc at 1-800-772-4577. Or contact any one of our branches for an enrollment brochure.